Video Learning

In this video, I show you what really decides whether you're ready: your guaranteed income, your income gap, your protection gaps (long-term care, losing a spouse's Social Security check, a market drop right as you retire), your legacy, and what you actually need each month. I'll also explain why the 4% rule falls short, what the "retirement smile" says about how people really spend, and how one couple went from "four more years" to two.

In this video, I walk you through all three: sequence of returns risk (a market drop right when you retire), the cost of long-term care, and estate planning that keeps your family out of probate. Plus a quick word on Medicare, and why it usually isn’t the gap people think it is. You might already have one or two of these covered. Maybe all three. Either way, by the end you'll know.

In this video, I walk you through what really happens to your family without a plan, the two things a real estate plan does for you, and what's inside a full trust package in plain English: a revocable living trust, a pour-over will, and financial and healthcare powers of attorney. I'll also show you how the process works start to finish (about an hour of your time), what it costs, and why this isn't just for retirees. If anyone counts on you, this is for you.

Protecting Your Future and Retirement

Are annuities good or bad? You'll hear both, loudly. But that's the wrong question. The real question is whether an annuity is right for YOU, in YOUR situation, and that depends on three things most people never hear about. In this video, I break down the three main types of fixed and fixed indexed annuities: income annuities, accumulation annuities, and fixed rate annuities (MYGAs). For each one, you'll see how it works, what it does well, what you give up, and who it's actually a good fit for. Then I'll show you the three things you must have to make sure you're getting the right one, including why the company you choose can make a much bigger difference than most people expect.