Most business owners think a big renewal increase is just the price of offering benefits. Often, it isn't the only option. But when the renewal shows up, the usual choices all feel bad: absorb the increase, pass more of it on to your employees, or cut back on the coverage you worked hard to offer. Meanwhile, your employees see the paycheck deduction but don't really know what they're getting for it. So one of the most expensive things you provide barely registers as a benefit at all.

Group Benefits That Fit Your Budget, and That Your Employees Actually Value

More options at renewal. Less confusion at the doctor's office.

A lot of small businesses only ever see one or two options at renewal, usually from the carrier they're already with. But the market has changed. Depending on your size and your people, a better fit might be a traditional group plan, a level-funded plan, an ICHRA (now also called a CHOICE Arrangement), or a PEO, along with dental, vision, and disability coverage. Jim has worked in group benefits since 2007. Together with his group benefits partners, he'll shop the market and lay your real options side by side. And we don't disappear after enrollment. We help your employees understand how their plan actually works, so they value what you're paying for. For employees approaching 65, we walk them through how Medicare fits with your plan, so nobody gets caught off guard.

This matters most for businesses with roughly 10 to 500 employees who are tired of watching costs climb, and for businesses ready to offer a plan for the first time. Jim or one of our team will look at your current plan and renewal, side by side with the very best options available in your area, so you can see the difference clearly before you decide anything.

Are you an employee? Confused about your plan, or trying to pick one at open enrollment? Our free videos and guide walk you through it in plain English.

Click the green button to download our free guide: How Your Health Plan Actually Works